TJ Bruce, EA

Hi, I'm TJ Bruce, EA

I'm passionate about lowering clients' tax bills — and forward tax planning is where that happens. We all owe our fair share, but there's no need to leave the IRS a tip.

From TJ

The Backdoor Roth IRA Guide

How high earners who are over the Roth income limits can still fund one each year — and the pro-rata rule that trips people up.

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A little about me

Before co-founding Swan Wealth, I spent six years at Longboard Asset Management specializing in alternative investments. That's where I built a deep foundation in portfolio construction, diversification, and low-correlated strategies. It still shapes my approach, but my real focus today is what clients actually keep. I'm obsessed with after-tax outcomes, and as an Enrolled Agent credentialed by the IRS, I build tax strategy directly into my clients' financial plans. Outside the office, I'm usually chasing a puck or a golf ball, and I spend a lot of weekends unwinding at the cabin up north.

Swan Wealth is an independent, fee-only RIA based in Minnesota. Every plan is built by our team — including a CERTIFIED FINANCIAL PLANNER™ and an Enrolled Agent — and delivered on one page.

Swan Wealth Management is a Registered Investment Advisor. Nothing on this page constitutes legal, tax, or accounting advice.

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